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Debt Collection Dublin:
how does it work?
Do you have a client in Dublin who is not paying an invoice? Or do you have other outstanding claims in the Irish capital? If you are looking for a debt recovery agency in Dublin to collect your claim, Collection Company is ready to help you.
As an international debt collection specialist, we handle debt collections in Ireland. Together with local specialists such as lawyers and bailiffs, we recover your money. We use all legal tools available to collect your debt quickly and cost effectively.
- Nationwide coverage throughout Ireland
- One dedicated English speaking contact
- Proven track record
- Tailor-made services for each case
- Expert advice and a transparent process
- 24/7 online access
Specialized in international debt Collection
Non-paying clients in other countries are the nightmare of many businesses. If you have a client that didn’t pay their invoice, it’s best to take immediate action. Collection Company specializes in international debt collection. In almost every country, including Ireland, we can collect your unpaid invoices. We work together with local debt collection specialists around the world. In Dublin, we also have a local network of lawyers and bailiffs.
With this locally focused approach, we can perfectly tailor the debt collection process to comply with the applicable laws and regulations as well as local customs. Additionally, we have the ability to approach your debtor in their own language.
As a client, you have one clear English-speaking point of contact. This international debt collection specialist keeps you informed about the progress and coordinates the local specialists in Dublin. As a creditor, you can monitor the progress 24/7 through our Online Cockpit.
Want to know more about debt collection in Dublin? Contact us for a free and non-binding consultation.
Why use Collection Company for debt collections in Dublin?
- Global coverage
- One dedicated English speaking contact
- Experienced debt collection specialists with knowledge of Irish legislation
- Broad network with local lawyers and bailiffs
- Seamless connection from extrajudicial to judicial action
- Effective local approach
- 24/7 tracking through your own Online Cockpit
Submit your claim now
Fill in your details, and one of our highly trained debt collectors will contact you to discuss your case.
A clear collection strategy
If you submit your claim with us, we follow a clear and structured process. We advise to start with an amicable debt collection procedure as the first step. During this phase we’ll send a payment reminder to your debtor (on our behalf) and follow up with phone calls. In most cases, this is enough to get the outstanding amount paid.
Gradually, we increase the pressure. If your debtor ultimately refuses to pay voluntarily, we have the option to take legal action. We do this in the debtor’s country or through one of the applicable European procedures.
In the event of a legal procedure, we can rely on our network of local debt collectors, lawyers and bailiffs. With a court judgment, we can eventually seize assets.
- Upload your invoice online
- We'll start your case
- We'll start with the debt collection process
- Together we decide the best strategy for collecting your debts
- Monitor the status of your case 24/7
- Any questions? Your personal accountmanager will answer them all!
- Your invoice is payed
Out-of-court debt recovery
An out-of-court collection is a very efficient way to collect outstanding debts. Most debtors understand that they better act fast and pay the bill if a debt collection agency is after them, otherwise, the amount owed will only increase (because of debt collection and judicial costs).
When you submit your claim to us, we start by sending a demand letter. We also try to reach your debtor personally. We do this by phone, email, and via SMS or WhatsApp. In total, if necessary, we contact your debtor 16 times over a period of 3 weeks.
If payment is still not made, we send a final reminder. In this last letter, we inform your debtor that we will take the matter to court if payment is not received by the mentioned due date. We make it clear that this will significantly increase the costs for your debtor.
Court proceedings in Dublin
In 9 out of 10 cases, we succeed in collecting your claim during the pre-litigation phase. For the remaining cases, we have the option to initiate a legal procedure.
Do you have a claim under 2,000 euros? Then we can follow the special Small Claims Procedure (Nós Imeachta um Éilimh Bheaga). This procedure is handled without hearings whenever possible, and no lawyer is required. If the case proves too complicated for such a procedure, it will be referred to the district court.
For claims under 15,000 euros, we start a legal procedure at the Cúirt Dúiche, the district court in Dublin. Cases involving more than 15,000 euros are handled by the circuit court (Cúirt Chuarda).
After initiating the procedure, we send your debtor a summons as soon as possible (within 21 days at the latest). This is an official call to appear in court.
Your debtor then has 21 days to either pay the claimed amount or file a defense. If he fails to do so, the judge will issue a default judgment.
If your debtor does object to the claim, an investigation phase follows. In this phase, both parties can submit evidence and call witnesses. During a hearing, both parties can present their arguments. The judge will then make a ruling.
With a court judgment, we can enforce seizure against your debtor.
European procedures
Even if your debtor is based in Dublin, it is not always necessary to go through the legal procedures via the court in Ireland. Ireland is part of the EU, and there are several European procedures for collecting cross-border claims. If you are based in an EU-country you can use one of the following procedures:
European procedures
Even if your debtor is based in Dublin, it is not always necessary to go through the legal procedures via the court in Ireland. Ireland is part of the EU, and there are several European procedures for collecting cross-border claims. If you are based in an EU-country you can use one of the following procedures:
European Small Claims Procedure
The European Small Claims Procedure (ESCP) is an expedited procedure to collect cross-border claims of less than 5000 euros. This cost effective solution is conducted entirely online.
Using the European Small Claims Procedure, we can file your claim with the court in your country. The court will forward the submitted claim to your debtor in Dublin. Your debtor has the opportunity to object, and both parties may submit evidence digitally. The judge may also organize a digital hearing (via video conference).
The judge in your country will ultimately make a decision in the case. This decision will be recorded in a judgment that is enforceable throughout the EU (except in Denmark).
European Payment Order (EPO)
Another option is to apply for a European Payment Order. This is possible if your debtor does not dispute the claim. This means that your debtor does not challenge the legitimacy of the claim but still does not pay. There is no limit to the amount of the claim for a European Payment Order.
We can only apply for a European Payment Order at the court in The Hague. To do this, we must submit several standard forms. The court then sends a payment order to your debtor, who has the opportunity to contest it. If they do not, we can use this document to seize their assets.
How does the debt collection procedure work in Dublin?
- The debt recovery process begins with an out-of-court phase, where we try to collect your claim without the intervention of a judge. We do this by sending a payment reminder and making personal contact with your debtor. In total, there are a maximum of 16 contact moments over a 3-week period.
- Is payment still not received during this amicable phase? Then we will send your debtor a final reminder, informing them that we are preparing legal proceedings.
- Ultimately, as the creditor, you decide whether you actually want to take the matter to court. If you choose to do so, we discuss with you what the options are and how strong your case is.
Interim measures in Dublin
It is possible to impose a prejudgment attachment before initiating legal proceedings. This means that your debtor’s property is temporarily placed under attachment. As long as the court case is pending, your debtor cannot use these assets. For example, bank accounts are frozen so that no money can be transferred.
A prejudgment attachment serves as a guarantee that the final court judgment can actually be enforced.
At the same time, it acts as a way to put pressure on your debtor. If your debtor cannot access their assets, it is often more advantageous for them to pay the outstanding debt.
In Ireland, it is possible to impose prejudgment attachment if we can demonstrate that there is a risk that, at a later stage, there will be nothing left to claim from your delinquent payer.
Enforcement procedures in Dublin
After winning the lawsuit, we still need to ensure the money actually makes it into your account. We can do this by seizing assets from your debtor. To do this, we need to hire a bailiff in Dublin.
If we have a court judgment or a European Payment Order, we can file a request with the court in Dublin to enforce it. The judge will then send a bailiff to your debtor.
The bailiff can seize almost all of your debtor’s possessions, including income, bank accounts, and items. Seized goods are sold publicly, and you will be paid from the proceeds.
Does your debtor have money owed to them by someone else? In Ireland, it is even possible to seize assets from this third party.
We can also ask the judge to impose a payment plan.
Filing for bankruptcy
Do you have more than 20,000 euros owed to you? And is your debtor not able to pay the amount owed? Or does he simply refuse to pay? Then, according to Irish bankruptcy law, it is possible to file for their bankruptcy.
For this, we will file a petition with the Irish High Court (An Ard-Chúirt) with the help of our lawyers in Dublin. This petition is accompanied by a sworn statement from you as the creditor, outlining your claim.
If the judge declares your debtor bankrupt, a trustee will be appointed. The trustee will settle all outstanding debts as much as possible from the bankrupt estate, after which the company ceases to exist.
Bankruptcy is the last thing any entrepreneur wants. Therefore, in practice, we often see that payment is made when we file for bankruptcy. If that happens, we can withdraw the bankruptcy petition.
Advice about your case?
Fill in your details, and we will contact you immediately for a free consultation!
Legal fields of debt collection
As an international debt collection specialist we can assist you with all types of monetary claims. We collect outstanding invoices from clients in Dublin, but can also recover damages or mediate in rental and purchase disputes.
As a debt collection agency, we work in the following legal areas:
- Construction law
- Rental and leasing
- Purchase and sale
- Employment law
- Agency agreement
- Transport
- Damages and wrongful acts
We work directly for clients and also for intermediaries such as law or accounting firms.
Other debt collection services
- Reliable advice on contracts and terms
- Credit information about companies in Dublin
- Disputes including issues like Retention of Title and right of recourse
- Mediating in reaching private settlements and agreements
Submit your claim
You can submit your claim directly to us via our debt collection registration form. Would you like to consult with a collection specialist first? Leave your details or call us at 070 – 762 0330.
Start collection your debt
Submit your personal information and plan your free consult.
FAQ: Frequently Asked Questions about debt collection Dublin
FAQ: What do we need for a debt collection in Dublin?
To be well-prepared for any potential legal proceedings, we prefer to receive as many documents as possible that support your claim at the start of the collection process. These may include sent invoices and payment reminders, the signed agreement, and proof of delivery.
We understand better than anyone that you may not always have these proof documents. Even if these documents are missing, you can still submit the claim to us. In that case, you can discuss with our debt collection debt specialist how we can substantiate your claim.
If possible, we would like to receive the following documents:
- A copy of the agreement
- Email correspondence with confirmation of the agreement
- A fax confirmation
- Your summary of the agreed terms
- Invoices
- Reminders
- A copy of your general terms and conditions
- Proof of delivery, if available
FAQ: Is a retention of title possible in Ireland?
A retention of title clause is a provision in the purchase terms that ensures the ownership of delivered goods only transfers to the buyer once the agreed amount has been fully paid. Without a retention of title clause, the buyer is legally considered the owner at the time of delivery.
In Ireland, it is also possible to agree on a retention of title clause. According to Irish law, the delivered goods must be traceable and identifiable. An extended retention of title clause, for example for goods incorporated into new products, is not valid in Ireland.
FAQ: What is the statute of limitations in Ireland?
Monetary claims in Ireland are not indefinitely collectable. For business disputes, there is, for instance, a statute of limitations of 6 years. A legal procedure must be initiated before the statute of limitations expires. If that doesn’t happen, the claim is no longer collectable.
FAQ: When is an attorney required?
For small claims (under 2000 euros), we do not need a lawyer. Is your claim higher? Then the form to start the lawsuit must be submitted by a lawyer. Collection Company works with the best lawyers in Dublin. They are more knowledgeable than anyone about the procedures in Irish courts.
FAQ: Why not hire a collection agency in Dublin?
Why not hire a Dublin based debt collection agency? First of all, you might face a language barrier. At Collection Company, you’ll communicate with our international debt collection specialist who directs the local experts.
Additionally, many debt collection agencies can only handle the out-of-court process. If this is unsuccessful, you’ll have to find a lawyer yourself to file a lawsuit.
Collection Company works with the best lawyers in Dublin, ensuring a seamless transition between the out-of-court and legal processes.
As a client, you can monitor progress yourself in our Online Cockpit.
Why 40.000 customers tried our services
- The #1 collection company in the Netherlands and abroad
- Regional & local specialists
- Years of experience with international invoices
- Your own personal contact
- Extensive advice on the legal process
- Monitor the status of your case 24/7
Meet our specialized legal team
Joost Konings LLMLaw expert- May Leung LLMLaw expert
- Wesley Boeters LLMInterim lawyer
